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Co-Pay Conundrum – A Social Commentary

December 22, 2020

How I came to hate insurance but accepted living and dying with it

The insurance vultures are everywhere. A month before Christmas 2020, I paid several hundred dollars in “co-pays” for medical services. Canadians, I realize that “co-pay” is a foreign term to you, but for millions of Americans it is part of everyday life, death and possible bankruptcy. To be fair, insurers usually pay the lion’s share, yet not all health insurers are created equal. For example, my health insurance adviser told me that cataract removals were free under my plan. She neglected to mention that free meant a $325 co-pay. There’s no escape; you get hit every time.

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